Hey,

Most people try to double their business and can't even grow 10%.

Sean Cahan sets a 7–15% growth target and has doubled, year after year.

In January 2023, he funded $21 million. By December, $380 million in a single month.

He runs Cornerstone First Mortgage, $3 billion in funded volume, 1,100+ employees and he still closes his own loans.

I sat down with him for one of the most honest conversations I've had on this show.

Here's what's inside:

  • Why targeting less growth makes him grow more and why most people have this completely backwards

  • The waterfall spreadsheet that predicts monthly funding volume within a 1% variance

  • Why he underwrites at 1.8 loans/day when competitors are pushing 4

  • How he turned down a $300M branch to protect his culture and why it was the right call

  • The 2-rep workout rule that changed a loan officer's entire life

  • What 3AM on a Saturday looks like when there are no days off

This one is worth your time.

— Andrew

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